Boat/Watercraft Insurance in Ohio

If you own a boat, then you need to consider the possibility of an accident. While no one spends their time contemplating a minor or major collision, there is nothing wrong with being prepared for such an occurrence to happen.

Did you know that boat and watercraft insurance in Ohio is similar to that of an auto indemnity plan in the state? Read on to learn more. Call one of Associated Insurance Agencies, Inc's six offices to start a quote for your watercraft!

What Does Boat Insurance Cover in Ohio?

Boat insurance pays for a myriad of things in an accident such as personal injury as well as property damage. You, of course, need to pick a policy that pays out in such instances, but there is almost nothing that a good plan will not cover.

Say, for instance, that your boat collides with someone who does not have proper insurance. The incident is clearly the other driver’s fault, yet your vessel has suffered the most damage in the event. You can obtain uninsured watercraft coverage to pay for the damages that the other driver caused to your vessel. Such coverage ensures that you do not lose money in the short run due to someone else’s lack of preparation.

Boat insurance in Ohio may also cover:

• Medical Payments
• Property Damage
• Other Liability Costs

Deductibles and More

As with car insurance, a boat indemnity plan has its limits. Your policy will only pay out according to the premium that you are willing to pay. Additionally, you are responsible for any deductibles as stipulated by your contract.

The staff at Associated Insurance Agencies, Inc in Westerville, OH, or one of our six locations, can help you find the boat insurance policy that best fits your lifestyle. Call us today to start a quote and make sure that you are fully covered before taking another ride on the lake!