Associated Inurance Agencies Inc.
Technological improvements have made it easier for people to start home-based businesses. However, this ease of entry can make owners think they can take shortcuts. Many believe it unnecessary to have commercial insurance, for example. Then, when calamity strikes, as it so often does, these entrepreneurs realize their mistake. Some even lose everything.
To better increase, the odds of your business succeeding, discuss the merits of commercial insurance with the helpful staff of Associated Insurance Agencies Inc., which serves the Westerville, OH region. But, first, keep reading to find out just why home-based businesses often need commercial insurance.
Clients or Employees in the Home
If your clients visit your home, then you really should have commercial insurance. Likewise, if you have others present working for you, be sure to get coverage. Without this protection, you could wind up paying out-of-pocket for harm to clients or employees.
You never know when someone might slip and fall. You never know when they might blame you for something stolen while on the premises. Without sufficient insurance, when something bad happens, you will have to handle all the costs of defending your reputation. If found liable, all the costs of damage done could fall upon you.
Errors and Omissions
Everyone makes mistakes. Professionals should have errors and omissions commercial insurance to ensure they have adequate protection when they fail to live up to recognized standards.
Never assume that you will always do the right thing. Even if you have done your best, a customer or the court may find your performance lacking.
Business Property
Running a business from home means you will have expensive equipment, from computers to fax machines, sitting around. This property can be damaged or stolen. Without insurance, you will have to replace it with money from your operating account, reducing profits. Commercial insurance could help in this regard.
Get Started Protecting Your Future
For more information, contact Associated Insurance Agencies Inc., serving the Westerville, OH region and beyond. The professional staff can help you find the optimal amount of commercial insurance for your particular home-based business. Get a free quote today.
